If you see a credit card offer that seems too good to be true, it probably is! Large credit card debt is a growing problem for consumers, including college students. Often, credit card vendors try to lure students in with offers of free t-shirts, hats, candy or other giveaways. Remember, a pound bag of M&M's costs about $3. Plus, you'll only regret eating the entire bag! Don't get tricked into signing up for the possibility of years of credit problems and debt. Forget the gimmicks and save now for future purchases!